Terms of use
The terms on which this website is provided. These are terms for the website itself. The terms of any insurance policy are in its Product Disclosure Statement.
Last updated 1 January 2026.
This is a demonstration website
Southerly Insurance is not a real insurer. This site was built as a design and engineering demonstration. No policy can be purchased here, no quote generated here is a real quote, no information entered into any form on this site is transmitted or stored anywhere, and the ABN and AFSL numbers shown throughout are illustrative. Nothing on this site constitutes an offer of insurance.
General advice warning
Any advice on this site is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any of it, consider whether it is appropriate to your circumstances, and read the relevant Product Disclosure Statement and Target Market Determination.
Premiums, prices and quotes
Premiums shown on this site are indicative monthly figures for illustrative purposes. They include GST and stamp duty, and where relevant the NSW Emergency Services Levy or the Tasmanian Fire Service Contribution. An actual premium depends on the sums insured, the excess chosen, the address, the claims history and the options selected. The indicative figure produced by the quote tool is calculated in your browser and is not an offer.
Accuracy
We take care to keep the information here accurate and current, including the descriptions of state based schemes such as CTP, stamp duty and emergency services levies. Those schemes change. Where there is any inconsistency between this site and a Product Disclosure Statement, the Product Disclosure Statement governs.
Intellectual property
The content, design, code and marks on this site belong to Southerly Insurance Australia Pty Ltd unless otherwise noted. Photography sourced from third parties is credited in the repository. You may read, print and quote from this site for personal use. You may not reproduce it commercially without written permission.
Links to other sites
We link to external bodies including the Australian Financial Complaints Authority, the Insurance Council of Australia, the Office of the Australian Information Commissioner and Smartraveller. We do not control those sites and we are not responsible for their content.
Availability
We do not warrant that this site will be available uninterrupted or free of errors. We may change, suspend or withdraw any part of it without notice. To the extent permitted by the Australian Consumer Law, we exclude liability for any loss arising from use of this site. Nothing in these terms excludes any guarantee that cannot lawfully be excluded.
Complaints
Complaints about this website or about anything else go to [email protected] or 1300 767 843. We respond within 15 business days. External disputes go to the Australian Financial Complaints Authority on 1800 931 678, at afca.org.au, or at GPO Box 3, Melbourne VIC 3001.
Governing law
These terms are governed by the law of New South Wales, Australia, and the courts of New South Wales have jurisdiction.
Contact
Southerly Insurance Australia Pty Ltd, Level 9, 68 Kent Street, Millers Point NSW 2000. ABN 42 619 084 573. AFSL 419 268. 1300 767 843.
This is a demonstration website. Southerly Insurance is not a real insurer. No policy can be bought here, no quote is a real quote, and the ABN and AFSL numbers shown are illustrative only.